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Taking the jump into homeownership can be a scary endeavor, especially if you’re unfamiliar with the entire process. Know what to expect before you can call your new house your home. Get Preapproved for a Mortgage. While this step is best done before you begin searching for a home, you can also start the process while […]

As a homeowner, you likely have certain parts of your home that you want to change. Do you yearn for more outdoor space? Is your family growing and do you need another bedroom or more storage? Or has the pandemic shown that you need a dedicated office space? If you answered yes to any of […]

We are seeing the lowest mortgage rates in American history. Currently, with rates steeping below 3%, incredible opportunities are being afforded to millions of existing and would-be homeowners. Whether you’re looking to refinance or purchase a home, today might represent a historic opportunity to save a lot of money by locking in on the best […]

If you don’t have an office in your home already, try converting a spare room into your own home office. Here’s a breakdown: 1. Measure the space. You’ll want to make sure you not only have space for a desk and all of the essentials of organization you need (e.g., filing cabinets, a printer, etc.), but […]

The COVID-19 pandemic has been unlike anything we’ve seen before. However, with reduced opportunities for discretionary spending, Equifax data shows that many people are cutting back on credit card debt and learning new financial habits. Regardless of whether your financial situation has changed since the year began, there are many simple steps you can take […]

You have heard the mantra a hundred times before: As California goes, so goes the nation. The mantra covers everything from groundbreaking environmental protection statutes to cutting edge new music emanating from Southern California. The mantra is not good news for the rest of the country, as Californians are working hard to climb out one of […]

Neighborhood leaders gathered in Long Beach in the spring of 2017 to discuss a City Hall plan to address the city’s housing shortage. What they learned sparked a revolt. To increase the housing supply and stem skyrocketing residential costs, planners proposed multi-story apartment buildings line major streets and boulevards throughout the city, including its affluent, […]

Economic uncertainty and high housing prices will put a damper on home sales next year, but low mortgage rates will of fset that, pushing house prices to all-time highs in 2020, the California Association of Realtors forecast Thursday, Sept. 26. The association’s annual economic outlook predicted sales will be flat, increasing a mere 0.8% from projected 2019 levels to […]

Your home is one of the biggest financial investments you and your family will make. For most homebuyers, the mortgage will last for many, many years, often decades. If you are the primary person responsible for paying the mortgage, what will happen should you pass away before the mortgage is paid off? Who will then […]

Location, Location, Location – it may seem like a cliche phrase you’d see in a real estate advertisement. But like most cliches, it comes from some truth. When you’re house hunting, location is one of the most significant choices you’ll make. Location affects affordability, value and your quality of life. Here are a few important points […]